Hail or wind damage on your roof?
Free inspection within 24 hours.
Photographed on-roof inspection. Insurance-ready report. We meet your adjuster on-site. No obligation.
Was your address hit?
Enter your home address — we cross-reference NOAA storm reports from the last 90 days to show you the closest detected hail event.
What to do right now
If your home was hit by hail or wind in the last week, these three steps protect your claim.
Photograph the damage
Wide shots of every elevation. Close-ups of dents, cracks, torn screens. Your phone is fine — date-stamped photos are evidence.
Call us for a free inspection
We send an on-roof inspector within 24–48 hours. Plain-language photographed report — even if there's no claim, you'll know what your roof looks like.
File the claim with our documentation
If there's covered damage, we provide the insurance-ready packet and meet your adjuster on-site. You file the claim — we don't adjust on your behalf (Colorado law).
Get your free storm inspection
Takes under a minute. We'll text you to confirm.
Colorado law protects you. Use it.
You can't waive your deductible
Colorado SB-38 and C.R.S. § 6-22-105(3) prohibit contractors from waiving, rebating, or "eating" your insurance deductible. Any contractor offering this is breaking state law.
You have 72 hours to cancel
Colorado law gives you 72 hours to cancel any roofing contract after signing, no penalty. You have additional rights if your insurer denies the claim the contract was based on.
Notice deadlines are short
Most Colorado carriers require notice of hail or wind damage within 12 months — some shorter. Don't wait. "We'll check it next year" costs people their claim rights every season.
The public-adjuster line
Colorado roofing contractors cannot legally negotiate or adjust your claim on your behalf. We document damage and discuss scope with adjusters; we don't negotiate the dollar amount.
Common questions after a storm
How long do I have to file a hail or wind damage claim in Colorado?
Most Colorado insurance carriers require notice within 12 months of the date of loss — some are shorter. Report any suspected damage within 60 days to preserve your claim rights.
What's the difference between ACV and RCV on my claim?
ACV (Actual Cash Value) pays the depreciated value of your damaged roof or siding. RCV (Replacement Cost Value) pays what it costs to replace with new materials — the depreciation portion is held back until the work is completed. Most CO policies are RCV; we coordinate the depreciation release after install.
Will my insurance premiums go up if I file a hail claim?
Hail claims are generally treated as 'act of God' events and typically don't directly raise your premium the way at-fault claims do. Carriers may adjust rates based on broader claim activity in your area regardless. Talk to your agent for your specific policy.
What is supplementing and why does it matter?
A supplement is an additional claim you file with your insurer when the original scope misses damage discovered during the project. Code upgrades, hidden decking damage, or matched-material requirements are common supplements. We document everything photographically and file supplements properly — this is where many contractors leave money on the table for homeowners.
Can I waive my deductible? My friend's contractor offered to eat it.
No, and any contractor offering to 'eat your deductible' is breaking Colorado law. C.R.S. § 6-22-105(3) and SB-38 specifically prohibit contractors from waiving, rebating, or covering the insurance deductible. If you sign with someone offering this, you can be liable for insurance fraud.
What does the inspection actually involve?
Photographed inspection: on-roof walking, every elevation captured, siding impact marks documented, gutters and downspouts checked, windows examined for cracked glass. Plain-language report. We don't pressure you to file a claim if there isn't damage.
Do you adjust insurance claims on my behalf?
No — Colorado law (the public-adjuster line) prohibits contractors from acting as public adjusters. We document damage thoroughly, meet with your adjuster on-site, and discuss the scope. Negotiation and final claim approval is between you and your insurer.
How fast can you get out for an inspection?
Within 24–48 hours of your call during storm season. We batch storm inspections by neighborhood for efficiency, so the soonest available slot is usually within a day or two.